Ants are powerful creatures. The powerful ant legs are able to lift 20 times their body weight, and run the equivalent of a man running as fast as a racehorse. Structured Settlements are strong agreements that turn an agreement to pay a plaintiff into an ironclad guaranteed structured award.

Ants have powerful armor on their bodies, called an exoskeleton. Structured settlements have several layers of protection. Attorneys work to preserve fairness and best interest of affected parties. Insurance companies protect the investment and insure payments are made. State and federal laws protect all parties with aggressive qualifications for the creation and distribution of structured settlements.

Ant colonies have a distinct odor that is unique to the members of that group. Structured settlements are individually and distinctly arranged to meet the personal needs of the award recipient. The payments from a settlement annuity are structured to address financial needs over time.

People generally consider ants as pests and do whatever they can to get rid of them. It's easy enough to put sugar outside your door and keep them outside where they belong. Annuitants also get tired of receiving payments spread out over time. There are federal and state approved programs that allow for the acceleration of the settlement payments.

Jason Rigler "Settlement Advocate" and consultant for Prosperity Partners Customer Service Department.