In Less Than 30 Days.
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"What can you do to increase that set of three numbers on your
credit report that can be so important with your financing?"
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I came across this question as I was surfing discussion groups
the other day.? Check out my answer:
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Dear Friend,
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Here are 3 steps I used to take my credit score from 592
(horrible credit) to 762 (perfect credit) almost overnight.?
If you're interested in improving your credit rating quickly,
you'll find this story helpful:
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In 1995 I made a decision that would ruin my perfect credit
history.? I quit my salary job to become an insurance salesman.?
The job paid commission only.? Within a few months I lost
everything - house, car, credit rating and my self respect.
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By the end of 1996 I was living with my mom, all my credit
accounts were severely past due,? and I was paying 22%
interest on a broke-down green Geo Storm...I was a real loser.
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Then, in 1997, I became a banker.? I didn't know it at the time,
but this would turn out to be the break I needed to eliminate my
credit problems forever.
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During my seven years as a banker, I came across several
legal and highly effective ways to improve my credit rating.?
As a result, I was able to increase my credit scores by an
average of 170 points.?
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Here's what I did:
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Step #1:
After spending hundreds of dollars on credit repair services that
didn't work, I found out how to get negative accounts removed
on my own.?
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Basically, I wrote letters to the collection agencies requesting
proof that the accounts were mine.? 89% of the time they had
no proof that the bad accounts belonged to me.? So I was able
to get them deleted from my credit file.
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Step #2:?
I opened new accounts with high credit limits and kept the
balances low.?
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I discovered that if you keep your available credit limits high and
only use 10% to 30% of the credit you have available, your
credit score will improve dramatically.
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Step #3:?
Next, I added accounts with years of perfect payment history to
my credit file.? This step took my credit score from 647 to 762.
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While you can certainly add seasoned accounts to your credit
file for free, there are companies that claim they can do it for
a fee.?
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The problem is, they charge between $2,000 and $2,500 per
account.? If you want a 700+ credit score you'll need 3 to 4 of
these accounts. That equates to a cost of $6,000 to $10,000.?
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(You can conduct a search on your favorite search engine for
companies that offer this service.)
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While there are several highly effective steps you can take to
increase your credit scores by as much as 200 points, these
are the main ones...And here's the good news:? Each step can
be completed in less than 30 days.?

By Hartley W. Pinn, Jr, CEO, http://www.AtBalanceCreditRepair.com
Revealing the insider credit secrets you can use to increase
your credit scores by up to 200 Points.
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For more information please visit:
http://www.AtBalanceCreditRepair.com/credit/8