We all do it.

Spend time and money sourcing those vital pieces of kit to get the best from our endeavors.

On the final day of 2004 I engaged in a little exercise, the results of which filled me with shock horror.

I discovered that over the previous 12 months I had spent an inordinate amount of time gathering together ever-evolving information and software essential to helping me do what I do well online even better.

Moreover I'd spent a bundle in acquiring it.

Then serendipity stepped in with a surprise solution.

While I was searching for one particular piece of kit I stumbled upon a resource that had everything I needed in one slot and at prices that blew me away.

I bought the lot in a one-off deal?

What was that source?

Ah, now if I told you that, my latest venture would hit the dust faster than a meteor.

What I can do instead though is to direct you to my list of what I call $9.95 CostCutters.

$9.95 because everything on the list carries the same price tag despite that fact these same information products and software items are retailing elsewhere at prices ranging from $19.95 to $124.95.

What's more to the point, there is no outdated rubbish among them; the produce is current, topical, and in some instances unique.

Jim Green is a retiree, entrepreneur, and published author with a string of bestselling hard copy titles to his bow including his latest 'Your Retirement Masterplan' ISBN 1857039874. You'll get a taste of what he gets up to at this website: http://howtoproducts-xl.com