You've probably spent years thinking that your dream car is out of your reach. But have you though about a car loan? That car you've always wanted could be just within your grasp!

America is a nation of car owners. With over 133 million cars on the road, that means that there are 1.24 cars to every house in America! The amazing fact is that over 70% of these vehicles are purchased using car loans.

With a huge range of car loans available such as direct loans or dealer loans, it's difficult to work out how much you can afford or which is best for you. Follow these top ten tips and you can't go wrong!

Top Ten Tips ? Getting the right car loan for you

1. Before anything, check your credit rating. If you have a credit score