In my opinion, due to the volatility of stock market prices (the rise and fall of stock prices), an investment plan should incorporate both the traits of stick-to-itiveness and common sense, and must have an advantageous, predetermined approach for maximizing each investment in the stock market.

Stick-to-itiveness and common sense ? oh, what powerful weapons they are when used for a long-term investment plan in the stock market! They mean making the common sense and advantages decision to:

? Purchase only those companies that have long-term histories of raising their dividend every year.

? Having the dividends from those companies reinvested back into more shares every quarter.

? Allowing that income from each investment to continue growing every week, every month, year after year, not caring if your stocks are going up or down.

? To enhance the return on investment by having the flexibility and adaptability to take advantage of the rising and falling of stock market prices

? Watching the power of stick-to-itiveness and common sense in action. The only thought, or possible concern? ? Why didn't I do this 20 years ago?

? Taking advantage of stock market volatility to increase the already ever-increasing income from each and every stock market investment.

? Having a stock market investment plan that understands that in the stock market there are always gains and always losses, and using the losses only to accelerate the ever-increasing dividend income. Building a foundation of ownership in only those companies that are strong enough to raise their dividend year after year.

The above are components of what is really a simple and common sense approach to investing in the stock market that I discuss in my book The Stockopoly Plan- Investing for Retirement. Apply simple common sense, stick to it ? and then watch the plan perform its magic: financial peace of mind!

The PREFACE from the book The Stockopoly Plan ? Investing for Retirement can be found at: http://www.thestockopolyplan.com

Charles M. O'Melia is an individual investor with over 40 years of experience and passion for the stock market. The author of the book The Stockopoly Plan ? Investing for Retirement; published by American-Book Publishing. You can invest in the book at: http://www.pdbookstore.com/comfiles/pages/CharlesMOMelia.shtml

You have permission to publish this article either electronically or in print, free of charge, as long as the author bylines are included. A courtesy copy of your publication would be appreciated. Please mailto:charles@thestockopolyplan.com